Learn About Cinium
What We Do
We work with agents to provide surety bonds to high risk small and mid-sized contractors, as well as assist General Contractors with risk protection and bonding their preferred subcontractors. We also provide a wide variety of commercial license and permit and miscellaneous bonds.
Our suite of value-added support services take critical back office administration out of the contractor’s hands so they can focus on finishing the project. Through our Contractor Credit Program, we have given hundreds of contractors the support they need to win more projects, increase their credit rating, and take their business to the next level.
Cinium was created to serve a gap in the surety market. After spending many years in the construction industry, we saw that even great contractors may struggle to keep up with the back office side of their business. Lacking the resources or skills to properly manage back office administration can result in inadequate cash flow, overspending and billing inaccuracies. Over time, this can leak a business of money, hurt their credit rating and make it difficult to secure bonding for new projects. This type of financial instability holds many contractors back from building a successful business. We have built our company around solving these issues for contractors.
Agents Working with Cinium
By working with us, you can grow your agency by serving the non-standard bond market. We provide you with the right tools and resources to get your clients the bonding and back office support they need.
Get Access to a Specialty Surety Product
We specialize in bonding contractors who have proven their ability to perform, but lack the financial strength needed for a surety bond through the standard market. Our team of construction experts evaluates a contractor’s ability to complete a project, which allows us to underwrite surety bonds based on a contractor’s skillset and professional track record. We provide your clients with A.M. Best A-rated bid, payment and performance bonds. We also offer a range of commercial bonds for a variety of industries.
Give Your Clients Value-Added Support Services
We offer a comprehensive package of support services designed to improve and grow your client’s business. From Project Accounting to Requisition Cash Advances to Credit Enhancement, our customizable services help contractors maximize their profits and manage their cash flow smarter.
Work with Construction Industry Veterans
In order to best serve contractors, we have strategically assembled a staff of construction experts. Our team averages more than 20 years in the construction industry. We truly understand the challenges and setbacks contractors face on the job because we’ve been in their shoes.
General Contractors Working with Cinium
We help get your preferred subcontractors on the job while minimizing your risk on non-bonded projects. Through our Project Accounting services, we manage the subcontractor’s back office administration to ensure the project runs smoothly and you are protected from claims. Bundled packages that include support services and surety bonds are also available.