Helping Contractors Grow Through Bonding and
Value-Added Support Services

From A-Rated, T-Listed surety bonds to working capital advances and back office support, we help small to mid-sized contractors focus on what they do best – getting the job done.

Our Services

Contractor Solutions

Our solutions for contractors are designed to get them the bonds they need, support their cashflow through the project, and provide back office support so that they can focus on getting the job done.

Bid, Payment, and Performance contract bonds. When others say no due to limited financial history, bad credit, or even bankruptcy, our construction professionals work to find a way to say "yes".
Our Project Accounting services take care of the back office project administration, so contractors can focus on getting the job done.
We supply cash for payroll and materials when it’s needed most through advances on owner-approved requisitions.

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Commercial Bonds

We provide many industries with the license and permit commercial bonds they need to operate legally and safely.

We specialize in high-risk commercial bond clients and hard-to-place bonds.
Get quick approval with a typical response time within 24 hours of applying.
We offer the most competitive rates in the surety industry, with no added fees or markups.

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As one of the fastest growing companies in America, we understand what it takes to create and grow a business. We value the doer of deeds over the critic of another’s actions. The credit goes to those who strive, fail and strive to do again. We are committed to helping those contractors succeed.

success stories

“Cinium has saved my business thousands of dollars and strengthened my vendor
relationships by using cash advances to negotiate lower prices on equipment and materials.”

Jane Smith

Contractor, St. Louis, MO

More success stories

The Agent’s Guide to Non-Standard Surety Bonds